A. R. Fotovvat, A. Delavar, N. A. Farrokhi, J. Younesi, and A. Minaei, “Developing a Model of Job Competencies for Bank Saderat Managers”, IJES, vol. 5, no. 1, pp. 216–232, Jun. 2022, Accessed: Jun. 12, 2025. [Online]. Available: https://qijes.com/index.php/ijes/article/view/1056